XE Referral Code: XEREF-A-1520

Get rewarded when you send money with XE. Use this referral code on your first transfer and unlock a gift card — no complicated hoops, just a few simple steps.

Start on XE.com →

Your Referral Code

Copy this code and enter it during your first transfer setup — this is your only window to use it.

Your Code

XEREF-A-1520

Minimum Send

€/$/£5,000 total

Reward Delivery

~14 working days by email

How to Redeem in 4 Steps

01

Create Your Account

Head to xe.com or open the XE app and sign up as a new personal user.

02

Drop In the Code

Enter XEREF-A-1520 during your first transfer setup — this is your only window to add it.

03

Hit the Threshold

Send €/$/£5,000 total — in one transfer or spread across a few.

04

Get Paid

Your gift card lands by email within roughly 14 working days of qualifying. Check spam if it's quiet.

Who Qualifies?

The XE referral code is designed for first-time personal users. Here's exactly what you need to be eligible:

New Personal Accounts

This offer is for first-timers only — existing customers are not eligible.

Code Entered on Transfer #1

The code must be entered during your very first transfer setup — it cannot be retrofitted later.

Combined Transfers of €/$/£5,000

Reach the threshold across one or multiple transfers — it's a cumulative total.

Standard ID Verification

Complete the standard identity verification process on your end to qualify.

XE vs. Wise vs. Remitly vs. Bank Transfers

A bonus is nice, but it shouldn't be the only reason you pick a money transfer provider. Here's what actually separates them once the bonus math is done.

Frequently Asked Questions

What's the current XE referral code?

XEREF-A-1520 — enter it on your first transfer. It can't be added after the fact.

Do I need to send €5,000 all at once?

No — it's a cumulative total, so several smaller transfers add up too.

When does the gift card actually arrive?

Typically within 14 working days of qualifying, sent to your account email. Check your spam folder if it's quiet.

Official XE Referral Terms

Straight from the Source

Always a good idea to read the official programme terms before you transfer. XE publishes their full refer-a-friend rules on their help centre.

What the Terms Cover

  • Eligibility criteria for new users
  • Minimum transfer thresholds
  • Gift card delivery timelines
  • Any regional restrictions
  • How the cumulative total is calculated

More Money Transfer Codes

Looking beyond XE? Here are other providers with active referral offers worth checking out.

TapTapSend

$10 off your first transfer.

Code: TIM06393

Ace Money Transfer

1st transfer free + $50 per referral.

Code: 2596599

Sendwave

$10 off your first transfer.

Code: JEFU2

LemFi

$10 off your first transfer.

Code: MARCYPUU

About Money Transfer Offers

Money Transfer Offers is an independent, unofficial guide. We are not affiliated with XE.com, TapTapSend, Ace Money Transfer, Sendwave, or LemFi.

This page contains referral links and codes for these providers, and we may earn a reward if you use them — at no extra cost to you. Terms and reward amounts are set by each provider individually and can change without notice.

Ready to Send? Use Code XEREF-A-1520

Enter the code on your first transfer, hit the €/$/£5,000 threshold, and your gift card will be on its way within 14 working days.

Step 1

Sign up at xe.com

Step 2

Enter XEREF-A-1520

Step 3

Send €/$/£5,000

Step 4

Receive your gift card